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MH Insurance Professionals protects your home...and much more

Your individual needs may vary, but if you need mobile home insurance that insures more than just your home, you want a policy that covers your personal belongings and any unattached structures. Plus, you want the comfort of knowing that you have personal liability protection. MH Professionals’s policy includes coverage for all these categories!

MH Insurance Professionals offers comprehensive coverage – standard

A MH Professionals policy provides you with comprehensive coverage that protects your investment in your home, property and other structures against a variety of accidental causes of physical damage. That means the property you insure is covered unless a peril (the event that causes damage) is listed as excluded in your policy. Some of the causes of loss that your MH Professionals policy protects you against are:

  • Fire
  • Vandalism
  • Landslide
  • Falling Objects
  • Explosion
  • Off Right-of-Way Collision
  • Attempted or Actual Burglary or Robbery
  • Water Damage from Bursting Pipes
  • Damage from Ink, Paint, Dye, Shoe and Nail Polish
  • Damage by Wild or Stray Animals
  • Collapse from the weight of ice and snow
  • Wind*
  • Hail*

* Coverage may not be available in all areas.

You also get these important coverages – standard

What's more, the personal property you usually keep at your primary residence is covered under this comprehensive policy, worldwide! Personal property coverage is subject to special limits and coverage exceptions.

Several optional coverages are available, too

These important optional coverages can be added to your policy if you have special insurance needs, or for extra peace of mind:

MH Insurance Professionals Policy Also Provides Important Liability Coverage
Of course, physical damage to your property isn’t the only hazard of modern life. That’s why a MH Professionals policy includes liability coverage for physical injuries and property damage to others. We’ve all read newspaper headlines about juries awarding $10,000, $100,000, $1,000,000 or more in lawsuits involving neighbors and friends. Liability coverage is an important part of your insurance package.

Liability Coverage applies when there is a claim or a lawsuit against you after someone is injured or their property is damaged because of your activities. It will pay up to your policy's liability limit for damages awarded for medical costs, lost income, pain and suffering if you are judged responsible for an injury. It also pays the cost to repair or replace damaged property with similar property. Liability coverage also covers your court costs.

Liability Coverage also includes Medical Payments to Others, which pays medical expenses up to the policy limit if a person who does not live in your home is injured while on your property or because of your activities. Examples of injuries resulting in a claim against this coverage include injuries suffered when someone falls on your property or if your dog bites someone.